Fha Attic Inspection

The roof cannot have more than three layers of roofing.

Fha attic inspection.

Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property. The department of housing and urban development hud requires him to determine the current market value as with any appraisal. Fha appraisers are required to observe the attic area. General acceptance criteria property eligibility and non residential use of property.

Inspection the attic must be examined whether access is by pull down stairway or scuttle. An fha inspection is conducted by a licensed hud approved property appraiser. Clarifying that fha requires an inspection. Attic and crawl space inspection requirements.

However hud fha does not have a real definition of attic in their documentation. All appropriate approaches must be utilized when applicable. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. In our inspection checklist we cover electrical system hvac heating ventilation and ac roof foundation floors crwal space attic space complete exterior and interior inspection plumbing.

The federal housing administration fha published mortgagee letter ml 2020 27 extension of foreclosure and eviction moratorium in connection with the presidentially declared covid 19 national emergency. Fha s foreclosure and eviction moratorium extended through december 31 2020. The appraiser must inspect the attic for evidence of possible roof problems. At a minimum the appraiser must enter head and shoulders into the attic.

When an fha loan is being used the appraiser has two objectives. But they also require a property inspection to make sure the home meets hud s minimum standards for health and safety. Specialties 203k consultant architectural consultation architectural drawings architectural working drawing design attic and garage inspection attic inspection bank owned bank owned properties basement foundation inspections basement crawl space slab inspection carpet flooring inspection ceiling inspection ceilings floors inspection certified professional inspector chimney fireplace. Ensuring that mixed use properties comply with zoning.

Fha has always had a requirement for appraisers to inspect attics. This ml announces a third extension of the foreclosure and. If the inspection reveals the need for roof repairs and the.