Fha Appraisal Requirements Attic

Visually inspect the subject property both inside and out.

Fha appraisal requirements attic.

If the inspection reveals the need for roof repairs and the. The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window. Roof must be in good condition and prevent moisture from entering the home. The appraiser must inspect the attic for evidence of possible roof problems.

If the appraiser cannot observe the entire attic a head and shoulders observation along with an explanation from the appraiser regarding why the entire attic could not be observed is sufficient. The appraiser is not required to disturb insulation move personal items furniture equipment or debris that obstructs access or visibility. Attic observation requirements the appraiser must observe the interiors of all attic spaces. If re roofing is needed fha requires specific guidelines mechanical systems must be safe protected from destructive elements functional durable and of decent quality.

Property must have sufficient access to the crawl space. Overview of fha appraisal guidelines for 2020 according to the 2020 fha appraisal guidelines all properties being purchased with an fha insured mortgage loan must be appraised by a licensed hud approved home appraiser.