Fha Appraisal Attic Inspection

There are things any appraiser will call out in an fha appraisal but there are times when appraisers have to consider how the spirit of fha might apply in a situation.

Fha appraisal attic inspection.

The roof cannot have more than three layers of roofing. Fha is black and white on many issues but other times appraisers simply need to use good judgment. In order to pass inspection the home must meet minimum safety security and soundness standards. At a minimum the appraiser must enter head and shoulders into the attic.

So the primary difference between fha and regular appraisals is the level of inspection that is required by hud. An fha inspection is conducted by a licensed hud approved property appraiser. Fha appraisers are required to observe the attic area. The appraiser must inspect the attic for evidence of possible roof problems.

It s what makes the fha appraisal process unique. For an fha loan the u s. If the hud approved appraiser flags certain issues such as peeling paint loose handrails or other safety issues those issues must be corrected before the loan will be funded. Department of housing and urban development hud requires this plus an inspection of the home s condition.

However hud fha does not have a real definition of attic in their documentation.